Disclaimer
Last updated: 2026-05-10
In short: Our calculators give you estimates for personal planning only. They are not professional financial, tax, or medical advice. Please verify with a licensed professional before making any financial or health decision.
1. General Information Only
The content on CalculatorHub (calculators, examples, FAQs, blog posts, and other material) is provided for general informational and educational purposes only. Nothing on the Site constitutes professional advice and should not be treated as a substitute for consultation with a qualified expert.
2. Not Financial Advice
Our financial calculators — including the housing loan, car loan, ASB Financing (ASBF), EPF, and salary calculators — provide projections based on the inputs you supply. These results are not investment, banking, or financial planning advice. Real interest rates, dividends, and market conditions change. Always consult your banker, a Certified Financial Planner (CFP), or a licensed investment adviser before committing.
3. Not Tax Advice
The salary-after-tax calculator uses LHDN tax brackets and reliefs for a specific year of assessment. Malaysian tax rules change over time and individual tax situations may include special reliefs, rebates, or exemptions not captured by the calculator. Please consult a chartered accountant or LHDN directly for an official calculation.
4. Not Medical Advice
The BMI calculator and any other health calculator provides screening measurements only. They do not replace medical diagnosis, physical examination, or doctor's advice. BMI cannot distinguish muscle from fat and is not suitable for children, muscular athletes, pregnant women, or the elderly. Please consult a doctor for a full health assessment.
5. Accuracy of Results
We work hard to keep our calculator formulas accurate and rely on official sources (LHDN, KWSP/EPF, BNM, WHO) as references. However, errors can happen — whether in calculator logic, rate updates, or user input. We do not guarantee the accuracy, completeness, or timeliness of calculation results.
6. External Links & Advertising
The Site displays Google AdSense ads and may link to third-party products (e.g. banks, takaful providers). We do not endorse, guarantee, or take responsibility for any third-party product. Do not assume a product is right for you simply because it is advertised on the Site.
7. Use At Your Own Risk
You use CalculatorHub at your own risk. CalculatorHub, our staff, and our partners shall not be liable for any financial loss, poor decision, or health outcome arising from your use of the calculators or reliance on calculation results.
8. Questions?
Reach out via our contact page if anything needs clarification or you spot an error in a calculator.